Insurance is an important form of risk management for NGOs that might not be able to bear a significant unplanned financial loss resulting from a security or medical incident in the field. Yet, engaging with brokers and insurers to purchase the right insurance policies can be a confusing and sometimes frustrating process. Polices are commonly long, complex documents that are full of jargon and multiple inclusions, exclusions, endorsements and conditions.
In 2018, we published A Guide to Insurance for NGOs Operating in Violent Environments. This guide aims to support organisations that purchase and manage travel; personal accident; kidnap, ransom and extortion; and crisis solution policies. It explains the key terminology and provide recommendations to help organisations avoid common pitfalls.